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Insurance Law

Overview

Insurance Law deals with the bearing of the risk with the insured under several different types of policies such as property, motor, fire and liability policies as indemnity insurance, life insurance, which is different and called contingency insurance.
 
Insurers must be very careful when wording their policies to make it understandable, clear and with a readable print for an ordinary customer. The Law of Insurance clearly distinguishes between consumer and non-consumer (business) insurance contracts.
 
Beside the rulings of case laws there have been statutory regulations to govern the activities of insurers to protect the rights of insured consumers since the Consumer Insurance (Disclosure and Representations) Act 2012.
 
Due to the development of the European Union Law the legislator is not as tolerant as it used to be. Therefore, the EU Commission is addressing any weak point that may give rise to an issue about the higher protection and the vulnerability of consumers. It is the insurers who have to prove when the insured party committed any act to breach the contract to affect the risk and to prove that the breach affected the risk.

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Free Legal Helpline, offer a free service. Call our team of highly trained advisers who can help you with the legal process and advise on the best course of action and if need connected you with an expert solicitor in the area of law for your needs.

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If your still unsure then simply fill up the enquiry form or alternatively give our agents a call or request a call back from one of our agents.